Due to poor post-loan management
and misappropriation of consumer loan funds, Xiaomi Xiaojin was fined 500,000
yuan.
According to the website of the
Chongqing Banking and Insurance Regulatory Bureau on September 19, the
Chongqing Banking and Insurance Regulatory Bureau issued a fine to Chongqing
Xiaomi Consumer Finance Co., Ltd. (hereinafter referred to as Xiaomi Xiaojin).
The fine shows that Xiaomi Xiaojin
was fined 500,000 yuan due to poor post-loan management and misappropriation of
consumer loan funds, and Ai Hao, the responsible person, was given a warning.
Chongqing Xiaomi Consumer Finance
Co., Ltd. is a national non-banking financial institution approved by the China
Banking and Insurance Regulatory Commission and jointly established by Xiaomi
Communication Technology Co., Ltd. and Chongqing Rural Commercial Bank Co.,
Ltd. and other four enterprises. On May 29, 2020 It is the twenty-sixth
licensed consumer finance company that has opened in the country and is mainly
engaged in the business of issuing personal consumption loans. The registered
capital of Xiaomi Xiaojin is 1.5 billion yuan. Xiaomi Communication Technology
Co., Ltd. holds 50% of the shares and is the major shareholder of Xiaomi
Xiaojin. Chongqing Rural Commercial Bank Co., Ltd. (hereinafter referred to as
Yu Nong Commercial Bank) holds 30% of the shares. .
According to the 2021 annual report
of Chong Nong Commercial Bank, as of the end of 2021, Xiaomi Xiaojin had total
assets of 6.316 billion yuan, net assets of 1.505 billion yuan, and a net
profit of 3.68 million yuan in 2021 (financial data unaudited)
source: china news
source: https://www.sina.com.cn/
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